Terms & Conditions

Mfundz.com ("Website") and Mfundz.com/blog ("Blog") are owned, registered and operated by Wealth Science India ("Company or Mfundz).

The term "Wealth Science India" or "Mfundz" or "us" or "we" refers to the owner of the Website. The term "you" refers to the user or viewer or of our Website or services therein.

By continuing to browse and use this Website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy and disclaimers govern Mfundz relationship with you. This electronic record is generated by a computer system and does not require any physical or digital signatures.

If you disagree with any part of these terms and conditions, our privacy policy and disclaimers please do not use our Website or use any of services or buy any products and please exit from the Website and then you may not use the Services.

The use of this website is subject to the following terms of use:

You agree, understand, acknowledge, and accept that Mfundz maintains the Website - an online platform that enables you to purchase products or services listed on the Website at the terms indicated therein at any time from any location and to provide visitors with information about Mfundz, its services and products and to facilitate communication with Mfundz and availing its services and products.

You further agree and acknowledge that Mfundz is only a facilitator and is not and cannot be a party to or control in any manner any transactions on the Website. Accordingly, the contract of sale of products on the Website shall be a strictly bipartite contract between you and the sellers on Website.

Please ensure that the details you provide us with are correct and complete and inform us immediately of any changes to the information that you provided when registering. We reserve the right to refuse access to the website, terminate accounts, remove or edit content at any time without notice to you.

You represent that you are of the Minimum Age to contract and you may sign-in by registering on the Website. You represent and warrant that you are responsible for maintaining the confidentiality of your User ID and Password. You agree, inter alia, to provide true, accurate, current and complete information about yourself as prompted by the Website registration form and to keep your contact information up to date and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner. You understand and agree that the information provided by you shall be stored by us in accordance with the terms and conditions of the Privacy Policy published on the Website.

Your use of any information or materials on this Website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this Website meet your specific requirements.You understand and agree that the information provided by us shall not amount to/ be construed as Investment Advice. Further, you represent and warrant that you shall not be basing your investment decisions and/or your financial plans on the information provided on the Website and you shall not hold us liable for any losses that you may incur on your investments.

Website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. You are aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the Website is protected by copyright in the favour of Mfundz under applicable copyright laws and is also protected otherwise under general intellectual property law.

You agree that you shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer or in any way exploit any part of any information, content, materials, services available from or through the Website, except that which you may download for your own personal, non-commercial use.

You must not use the Website in any way that causes, or is likely to cause, the Website or access to it to be interrupted, damaged or impaired in any way. You understand that you, and not Mfundz, are responsible for all electronic communications and content sent from your computer to us and you must use the Website for lawful purposes only. You must not use the Website for fraudulent purposes, or in connection with a criminal offense or other unlawful activity. You also agree you will not use the Site in any manner that could damage, disable or impair the Website or interfere with any other party's use or enjoyment of the Website.

The services or products offered on the Website does not constitute an offer to buy or to sell or a solicitation to any person in any jurisdiction. You understand and accept that not all the products and services offered on this Website are available in all geographic areas and you may not be eligible for all the products or services offered by Mfundz on the Website. Mfundz reserves the right to determine the availability and eligibility for any product or service.

The Mfundz facility / services may at any time be suspended / disallowed /modified for such reason and for such time period as deem fit like inactive / dormant user id, noncompliance of the terms stated herein, death, insolvency, bankruptcy, any other cause arising out of the operation of law or such other reason as deems proper.

All investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs. There is no guarantee for any returns on investments made in scheme(s). Past performance of fund/schemes does not indicate the future performance of the schemes and may not necessarily provide a basis of comparison with other investments.

Mfundz and its authorised representative/service providers is not responsible for any omissions, errors or investment consequences arising from the use of the materials available on the Website.

You acknowledge that the software and hardware underlying the Website as well as other Internet related software which are required for accessing the Website are the legal property of Mfundz and or its respective Vendors. The permission given by Mfundz to access the Website will not convey any proprietary or ownership rights in the above software / hardware. You agree that you shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software / hardware underlying the website or create any derivative product based on the software / hardware.

From time to time, this Website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). You understand and accept that Mfundz is not responsible for the availability of content or other services on third party sites linked from the website. You are aware that access of hyperlinks to other internet sites are at your own risk and the content, accuracy, opinions expressed, and other links provided by these sites are not verified, monitored or endorsed by Mfundz in any way. Mfundz does not make any warranties, and expressly disclaims all warranties express or implied, including without limitation, those of merchantability and fitness for a particular purpose, title or non-infringement with respect to any information or services or products that are available or advertised or sold through these third party websites.

We shall also be circulating newsletters to you, which shall contain information pertaining to financial products, investment trends and other general financial market information. The information provided on the Website and/or through the newsletters shall be based on assessments and analysis of prevailing economic conditions, historical data, market trends, industry intelligence and any other data available in the public domain.

The products or services and the data, reports and information and recommendations, if any provided are incidental to the services of Mfundz and shall not in any manner be constructed as offering of any kind of investment advisory services or any kind of legal, tax or financial advice. Further it shall also not mean that any of Mfundz's employees or associates have been in any way involved in your decision-making process. The investment decision, if any, will be taken by you in your sole and absolute discretion.

Mfundz shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of Mfundz to perform any of its obligations under these terms and conditions or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a force majeure event and in such case its obligations shall be suspended for so long as the force majeure event continues. We will not be held responsible for any delay or failure to comply with our obligations under these conditions if the delay or failure arises from any cause which is beyond our reasonable control.

Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. You agree to keep indemnified and hold Mfundz and its authorised representatives, service providers, and their officers and agents free and harmless at all times, against all monetary and other harm, injury, costs, losses, liabilities, damages, charges, actions, legal proceedings, claims and expenses and consequences including without limitation any costs between attorney and client, whether direct or indirect, by reason of using Mfundz account or Website and/or doing and/or omitting to do anything in accordance with the Terms specified herein or any instructions relating to the online dealing through Mfundz.

You hereby expressly release Mfundz and/or its affiliates and/or any of its officers and representatives from any cost, damage, liability or other consequence of any of the actions/inactions of the Mfundz or its vendors and specifically waiver any claims or demands that you may have in this behalf under any statute, contract or otherwise.

Mfundz will not be responsible for any business loss (including loss of profits, revenue, contracts, anticipated savings, data, goodwill or wasted expenditure) or any other indirect or consequential loss that is not reasonably foreseeable to both you and us when you commenced using the Website.

You understand and agree that these Terms are in addition to, and not in derogation of, the applicable Terms and Conditions relating to your usage of any Mfundz services that you may be currently availing or may avail in the future.

You understand and accept Mfundz has the absolute discretion to amend or supplement any of the Website usage terms at any time. Changed Terms and Conditions shall be communicated to you on the Website and by other acceptable modes of communication. By using the services, you shall be deemed to have accepted the changed Website usage terms. You accept that the Courts in Upleta (Gujrat) alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with Mfundz, and all disputes will be governed by the laws of India.

In case of rejection of your purchase request by the mutual fund, the amount will be credited into your bank account only after the receipt of the refund from the relevant Mutual Fund.

Wealth Science India (with ARN code 110120) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, about the use of, or on the reliance of the products or related services.

All investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs. There is no guarantee for any returns on investments made in scheme(s). Past performance of fund/schemes does not indicate the future performance of the schemes and may not necessarily provide a basis of comparison with other investments